100% free. No credit card required.
Snowball & Avalanche Strategies
Proven methods with automatic freed-payment rollover
Payoff Timeline & Analytics
See exactly when each debt gets slayed and your debt-free date
Payment Calendar & Reminders
Visual calendar with due dates, tap-to-pay, and email alerts
Shared Households
Invite your partner or family to tackle debt together
Badges & Achievements
Stay motivated with 47 milestone badges on your journey
Encrypted & Private
All financial data encrypted at rest. No bank linking needed.